uob personal banking
uob personal banking
Blog Article
UOB Bank features a range of individual banking expert services made to meet up with the economical requirements of individuals. Underneath is an intensive overview that can assist you have an understanding of The true secret features and choices.
Different types of Accounts
Financial savings Account: This account lets you cut costs while earning interest.
Attributes: Easy access, curiosity earnings, minimum costs.
Positive aspects: Risk-free spot for your cash, likely expansion by fascination.
Latest Account: Perfect for day-to-day transactions and controlling bills.
Characteristics: Checkbook facility, overdraft safety.
Rewards: Hassle-free for regular payments and withdrawals.
Fixed Deposit Account: For people planning to generate larger interest rates around a hard and fast period of time.
Functions: Set time period deposits, better fascination charges in comparison to financial savings accounts.
Benefits: Safe investment decision choice with predictable returns.
Financial loans
Personalized Loans: Unsecured financial loans that may be used for several needs like training or dwelling renovation.
Sorts:
Installment Loans
Credit rating Lines
Added benefits: Flexible repayment conditions, competitive fascination prices.
Dwelling Loans: Customized answers for paying for house or refinancing present mortgages.
Forms:
Set Amount House Financial loan
Floating Price Household Mortgage
Added benefits: Various strategies to suit specific requires, desirable fees.
Credit Cards
UOB delivers An array of bank cards catering to distinct life and spending behavior:
Benefits Playing cards: Generate details on each acquire that may be redeemed for gifts or travel miles.
Cashback Cards: Get funds rebates on day to day investing for instance groceries and eating out.
Travel Cards: Particular Added benefits like air miles accumulation and vacation insurance coverage.
Investment decision Expert services
For people serious about expanding their wealth by means of investments:
Unit Trusts * Diversified portfolio managed by pros. * Well suited for extensive-term growth objectives.
Structured Deposits * Brings together the attributes of conventional deposits with investment decision items. * Perhaps increased returns but with some threat concerned.
Insurance policy Items
To guard your self and your family versus unexpected functions:
Daily life Insurance policies * Gives money protection in case of death or important ailment. * Could also serve as a financial savings tool depending on the plan decided on.
Wellness Insurance coverage * Handles health care costs including hospitalization expenditures. * Essential for mitigating superior healthcare costs.
Electronic Banking Solutions
Benefit at your fingertips by way of electronic platforms:
Net Banking
Enables you to regulate your finances on line:
Check out account balances and transaction record
Transfer money concerning accounts or pay out expenditures
Make more info an application for new products and solutions (loans/charge cards)
Cell Banking
Banking on-the-go by way of cell applications:
Rapid equilibrium checks
Mobile payment selections (QR code payments)
Notifications & alerts about account activity
With these detailed offerings, UOB aims to supply personalised banking solutions that cater exclusively to unique needs when ensuring ease and protection in all transactions.